Yup. And I usualy get a percent or two of discount if I pay in cash. Just for the big stuff, tho, like when I bought the guitar amp. 

Frankly, I know what is a "limit" and I get "interest", but... I just choose the simplest way. I know how much I have = I know how much I can spend. Not the stuff when "I have 500€, but I can spend 700, and pay the difference later". Just complications. Expensive ones too.

		Deep Freeze wrote:
		That's a great point strat. Knowing what you are spending. People use credit, pay the monthly payments and get buried by interest. Worse yet, MOST people do NOT truly understand interest and that is a HUGE problem.      _strat_ wrote: I dont use any money-related cards either. No credit cards, and even tho I have my bank card (or whatever its called - the one you stick in the ATM machine), I dont pay with it either. My reason is just that... I like cash. Really, with cards I never have a feeling on how much Im spending that I have with coins and banknotes.      Deep Freeze wrote: 'Morning, gents. Interesting conversation. I do not use credit cards, either. As a matter of fact, I am constantly crusading against them. In this country, credit is the number one obstacle towards wealth. You simply cannnot build true wealth when you are in debt. Working for a bank, I have seen some horrible mistakes with credit.  I have a car payment but only because I did not want to spend all the cash at once. Same with the house. But I do not carry even ONE credit card and neither does the Princess. We use debit or pay cash. Period.