FREEZE YOU HIT THAT ONE DEAD ON. I COULDN'T AGREE WITH YOU MORE. ALSO WHEN BUYING A HOUSE UNEDUCATED BUYERS LOSE SIGHT OF TAXES. SO MANY PEOPLE LEAVE BROOKLYN BECAUSE THEY CANT AFFORD THE HIGH PRICE OF A HOUSE. THEY GO TO JERSEY OR LONG ISLAND AND AND BUY ONE FOR $50,000 TO 75,000 CHEAPER. BUT IN BROOKLYN REAL ESTATE TAXES ARE VERY CHEAP. THE OTHER AREAS THEY ARE PAYING 10 - 12,000 MORE PER YEAR. EVEN AFTER THE TAX RETURN BENEFIT IT COSTS MUCH MORE. IN MOST CASES THEY STILL HAVE TO PAY FOR SCHOOLS FOR THEIR KIDS. OOD MORNING EVERYONE.